ANDREW HAM
Partner, Hunt & Hunt Lawyers
Andrew has over 25 years’ experience as a financial services lawyer in Australia and the USA, and is an expert in the law of banking and regulated financial services, credit and consumer law, anti-money-laundering, and privacy.
He has assisted a broad range of bank and non-bank lenders and other financial services providers with their legal and compliance needs, working both in-house and as an external adviser. His clients have included global brands, and some of Australia’s largest banks and financial institutions, as well as start-ups and SMEs. As well as the banking industry, his experience encompasses non-bank lending from vehicle finance to ‘buy-now-pay-later’, as well as life and general insurance, remittance and other payments services, fintech, gambling, investment funds, and financial advice.
Andrew’s extensive in-house experience in organisations of all kinds and cultures gives him a unique perspective on the need for practical solutions to the regulatory issues faced by the Australian financial services industry. He is known for providing helpful and down to earth advice that focuses on practical solutions to the issue at hand. In particular, Andrew has a passion for bridging the gap between legal ‘advice’ and compliance or commercial ‘reality’ with sensible advice in plain English and compliance policy or procedures that are not only fit for purpose but embed the legal and compliance principles into everyday business process.